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There are loads of risks that you could be exposed to during a travel. Take a safari, for instance; the medical bills you could work up might be huge. You will certainly be grateful to have travel insurance covering you if that does happen, wouldnt you? You might wonder how travel agencies and insurance company make any profit from their transactions if they have to pay for everything that goes wrong on your journey, but that is because you are not looking closely enough. To keep it simple, insurance is a pool of funds a collective. Not everyone gets hurt on a journey. The insurance bags that money and pays out only to those who can prove that they really needed to spend money on such things. Sometimes, because you are not where travel insurance company is in immediate touch with you, you might have to take care of your medical bills by yourself while you are out of town. However when you return you ought to take your receipts right up to the insurance company and state your claims. With the costs of medical bills that you could incur, or the amount you could possibly have to spend on some emergency evacuation in a dire situation or something, you dont want to embark on a journey without travel insurance. You may not have to deal with such on your travels, but whats to say it will never happen?
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